Krishak Bandhu Scheme is a flagship initiative by the Government of West Bengal aimed at providing financial assistance and insurance coverage to farmers. This Scheme Launched by the Honorable Chief Minister Mamata Banerjee in 2019, the scheme is designed to support farmers by offering income support during crop seasons and providing life insurance benefits.

In this article, we will explore everything about the Krishak Bandhu Scheme, its benefits, eligibility criteria, required documents, and the application process.

 

 
 

Krishak Bandhu Scheme 2024

State Name

West Bengal

Scheme

Krishak Bandhu Scheme

Mode of Apply

Online / Offline

Beneficiaries

West Bengal Farmer

Krishak Bandhu Scheme Amount

Min – 4000/- to Max. – 10,000/- Per Annum

Official Website

https:krishakbandhu.net

 

Krishak Bandhu

What is the Krishak Bandhu Scheme?

The Krishak Bandhu Scheme is a financial aid and insurance scheme for farmers in West Bengal. The initiative was launched to provide much-needed financial relief to the farming community, ensuring that they receive consistent income during the cultivation period and are safeguarded against financial losses due to unforeseen circumstances like the death of a family breadwinner. The scheme is divided into two primary components:

  • Assured Income for Farmer: Financial support is provided to farmers in two installments every year during the Kharif and Rabi seasons.
  • Death Benefit: Life insurance coverage for farmers is provided, with compensation to the family in case of the farmer’s demise.

 

Benefits of the Krishak Bandhu Scheme

The Krishak Bandhu Scheme offers several critical benefits to the farmers of West Bengal:

  1. Financial Support (Assured Income) – Farmers receive ₹10,000 per annum for each acre of cultivable land they own. This is paid in two installments Kharif and the Rabi season. Even small and marginal farmers with less than one acre of land are eligible for a minimum assistance of ₹4,000 per annum.
  1. Life Insurance Coverage (Death Benefit) – The scheme provides a life insurance cover of ₹2 lakh in case of the death of a registered farmer between the age of 18 to 60 years, irrespective of the cause of death.
  1. Timely Payment – Payments are made directly to the farmers’ bank accounts, ensuring a transparent and hassle-free process. This enables farmers to utilize the funds at the right time for agricultural activities, such as purchasing seeds, fertilizers, and other essentials.
  1. Covers All Types of Farmers – Both land-owning and sharecroppers (bargadars) are eligible for the scheme, ensuring comprehensive coverage of the farming community.

 

Land

Amount

Installment

1 Decimal or, 0.01 Acre

To

40 Decimal or, 0.40 Acre

₹4,000/-

₹2,000/-

41 Decimal or, 0.41 Acre

To

99 Decimal or, 0.99 Acre

₹4,400/-

₹2,200/-

100 Decimal or, 1 Acre

To

200 Decimal or, 2 Acre

₹10,000/-

₹5,000/-

100 Decimal or, 1 Acre

To

(Not Calculate)

₹10,000/-

₹5,000/-

 

Scheme Eligibility

To avail the benefits of the Krishak Bandhu Scheme, the applicant must meet the following eligibility criteria:

  1. Resident of West Bengal: The applicant must be a permanent resident of West Bengal and engaged in farming activities within the state.
  2. 2. Land Ownership or Sharecropping: Both land-owning farmers and sharecroppers (bargadars) are eligible to apply for the scheme.
  3. Age Criteria for Insurance Benefits: Farmers aged between 18 to 60 years can avail the life insurance coverage under the death benefit component.
  4. Farmer Registration: The farmer must be registered with the Krishak Bandhu scheme to be eligible for financial assistance and insurance coverage.

 

Required Documents for Krishak Bandhu Scheme

To apply for the Krishak Bandhu Scheme, the following documents are typically required:

  1. Aadhaar Card: For identity verification of the applicant.
  2. Voter ID Card or Residential Proof: To confirm residency within West Bengal.
  3. Land Ownership Proof: Documents showing ownership of agricultural land (for land-owning farmers).
  4. Sharecropper Agreement: For sharecroppers (bargadars) applying for the scheme.
  5. Bank Account Details: To facilitate direct benefit transfer of funds.
  6. Death Certificate (for Insurance Claim): In case of a death claim, a valid death certificate is required along with a beneficiary form.

 

How to Apply for Krishak Bandhu Scheme?

Farmers in West Bengal can apply for the Krishak Bandhu Scheme through both offline and online modes. Here’s a step-by-step guide to applying: Online Process

  • Go to the Krishak Bandhu portal krishakbandhu.net.
  • If you are a new user, click on “New Farmer Registration” and provide your Aadhaar number and other necessary details.
  • Complete the online application form by entering personal details, land information, and bank account details.
  • Upload the necessary documents, including Aadhaar, land records, and bank details.
  • Submit the application form and you will receive a tracking number to monitor the status of your application.
  • Upon successful verification, financial support will be directly transferred to the registered bank account of the farmer.

 

Krishak Bandhu Helpline Number

  • Direct Helpline Number: 6291720406 / 8336957370
  • Email ID: krishak.bandhu@ingreens.in
  • Whatsapp Number: 9830383383

Conclusion

The Krishak Bandhu Yojana is a vital initiative that provides both financial and insurance support to farmers in West Bengal. Through its assured income and death benefit components, the scheme offers much-needed relief to the farming community, ensuring that they can continue their agricultural activities without financial burden. By understanding the scheme’s eligibility criteria, required documents, and application process, farmers can easily avail themselves of the benefits and secure a stable financial future for their families.

 

FAQ: Krishak Bandhu Scheme

 

What is the Krishak Bandhu Scheme?

The Krishak Bandhu Scheme is a West Bengal government initiative that provides financial assistance and life insurance coverage to farmers. The scheme offers two components: assured income support for farmers during crop seasons and a death benefit providing life insurance of ₹2 lakh.

 

Who is eligible for the Krishak Bandhu Scheme?

Farmers who are permanent residents of West Bengal, including both land-owning farmers and sharecroppers (bargadars), are eligible. For the death benefit, farmers aged between 18 to 60 years qualify for life insurance.

 

What are the benefits of the Krishak Bandhu Scheme West Bengal? 

The scheme provides annual financial assistance of ₹10,000 for farmers with 1 acre or more of land, distributed in two installments during the Kharif and Rabi seasons. It also includes a ₹2 lakh life cover benefit in case of the farmer’s death.

 

What documents are required to apply for the West Bengal Krishak Bandhu Scheme?

Key documents include:

  • Aadhaar card (for identity verification)
  • Voter ID or other residential proof
  • Land ownership proof or sharecropper agreement
  • Bank account details for benefit transfer
  • Death certificate (for insurance claims)

 

How can I apply for the WB Krishak Bandhu Scheme?

You can apply both offline by visiting the local agriculture office or online through the official website krishakbandhu.net. The application requires personal details, land ownership or sharecropper information, and bank details for fund transfers.

 

How does the life insurance benefit work under Krishak Bandhu?

If a registered farmer between the ages of 18 to 60 passes away, the family is entitled to receive a death benefit of ₹2 lakh, regardless of the cause of death.

 

Can sharecroppers (bargadars) apply for the Krishak Bandhu Scheme? 

Yes, sharecroppers or bargadars are eligible to apply for the scheme and receive the same financial and insurance benefits as land-owning farmers.

 

What is the age limit for the life insurance under the Krishak Bandhu Scheme? 

Farmers aged between 18 and 60 years are eligible for the life insurance component of the scheme.